CommercialCoverageHigh impact
Cardiac Event Monitors 2.01.03
Excellus BlueCross BlueShield·Cardiology, Internal Medicine, Family Medicine·Heart & Blood Vessels (Cardiovascular)
Effective date
Nov 15, 2025
We identified it
Jun 20, 2026
Summary
Excellus BlueCross BlueShield updated their cardiac event monitor coverage policy, establishing new medical appropriateness criteria for external intermittent monitors, implantable loop recorders, and declaring mobile cardiac outpatient telemetry (MCOT/MCT) as not medically necessary.
Action Required
By November 15, 2025: Billing team must update prior authorization requirements for cardiac event monitors. Verify patient meets specific criteria before ordering: external monitors require rhythm disturbance symptoms, post-ablation assessment, or drug therapy monitoring; implantable loop recorders require failed 28-day external monitoring and documentation that results will change care plan; stop billing for mobile cardiac outpatient telemetry (MCOT/MCT) as these are now considered not medically necessary. Update encounter forms to include required documentation elements.