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Genetic Testing for Hereditary Breast, Ovarian, Pancreatic and Prostate Cancer - Medicare Advantage (Revised)

Humana·Oncology, Genetics, Internal Medicine +2 more·Medicare Advantage
Effective date
Aug 3, 2026
We identified it
Aug 4, 2026
Days to comply

Summary

Humana Medicare Advantage has updated its genetic testing policy for hereditary breast, ovarian, pancreatic, and prostate cancer effective 08/03/2026. The policy establishes coverage criteria for germline multigene panel testing, known familial variant testing, and related conditions (Li-Fraumeni syndrome, PTEN hamartoma tumor syndrome/Cowden syndrome), with coverage determination based on CMS NCDs/LCDs, MolDX registry evaluation, or Humana's medical necessity criteria when CMS guidance is absent.

Action Required

Action needed
By August 3, 2026: Billing and clinical teams must implement the updated genetic testing coverage policy for Medicare Advantage beneficiaries. (1) Billing team: Update prior authorization templates and claims submission systems to reflect new coverage criteria for multigene panel testing (hereditary breast, ovarian, pancreatic, prostate cancer), known familial variant testing, Li-Fraumeni syndrome, and PTEN hamartoma tumor syndrome/Cowden syndrome testing. (2) Provider/ordering physicians: Ensure test orders include appropriate medical necessity documentation per policy requirements before submission. (3) Prior authorization staff: Familiarize with jurisdiction-specific MACs and their applicable LCDs (J5, J8, J6, JK, J15, JE, JF, JH, JL, JJ, JM, JN) as coverage varies by geographic location. (4) Claims processing: Route claims through jurisdiction-specific MACs using their designated LCDs (e.g., MolDX LDT criteria for inherited cancer syndromes). For jurisdictions without CMS guidance (J6/JK, JH/JL, JN), apply LCD L38972 criteria. Failure to align with updated policy will result in claim denials and rework.